周日,美國(guó)總統(tǒng)特朗普停止了他的否決權(quán)威脅,并終于同意簽署了9000億美元的刺激法案。此舉應(yīng)立即使數(shù)百萬(wàn)失業(yè)的美國(guó)人受益,即使其中一項(xiàng)給美國(guó)人發(fā)放600美元救濟(jì)金的措施遭到了廣泛的批評(píng)——人們認(rèn)為,這并不能充分緩解新冠疫情造成的經(jīng)濟(jì)損失。
首先,對(duì)那些仍在失業(yè)救濟(jì)名錄上的1900多萬(wàn)美國(guó)人來(lái)說,該法案將繼續(xù)每周為他們提供聯(lián)邦失業(yè)救濟(jì)金,并且數(shù)額有所增加。除了各州的福利外,人們每周還將額外得到300美元的福利,并最多可以持續(xù)11周。但這和《新冠疫情救濟(jì)法案》(CARES)中一直發(fā)放到7月下旬、每周600美元的補(bǔ)助金相比,有所下降。
這項(xiàng)財(cái)政刺激法案還將進(jìn)一步擴(kuò)大由疫情引起的失業(yè)救濟(jì)金的發(fā)放范圍,目前,大約有1400萬(wàn)失業(yè)的美國(guó)人能領(lǐng)取到救濟(jì)。而如果刺激法案沒有通過,原先被疫情性失業(yè)援助(PUA)等計(jì)劃覆蓋的失業(yè)者將完全失去保障。
為幫助失業(yè)的美國(guó)人更好地了解最新的刺激計(jì)劃將如何影響他們的福利,請(qǐng)繼續(xù)閱讀。
每周300美元的失業(yè)救濟(jì)金如何運(yùn)作?
3月份通過的刺激法案在原有基礎(chǔ)上,為每個(gè)符合各州救濟(jì)資格的人提供了每周600美元的額外失業(yè)保險(xiǎn)金。但是這些增加的款項(xiàng)在7月下旬就發(fā)放完了。在600美元的福利發(fā)完之后,特朗普總統(tǒng)于8月簽署了一項(xiàng)備忘錄,承諾向原先每周至少能領(lǐng)取100美元失業(yè)救濟(jì)的人額外再發(fā)放300美元的失業(yè)救濟(jì)金。但是,在大多數(shù)州,這筆錢幾個(gè)月前就發(fā)光了。
特朗普簽署的增加300美元的失業(yè)救濟(jì)金類似于《新冠疫情救濟(jì)法案》中的600美元福利,意味著每個(gè)有資格獲得各州失業(yè)補(bǔ)助或疫情性失業(yè)援助的人(無(wú)論各州補(bǔ)助水平如何)都能領(lǐng)取這筆救濟(jì)。
一旦申請(qǐng)者所在的州批準(zhǔn)其領(lǐng)取失業(yè)保險(xiǎn)的資格,他們每周將自動(dòng)再額外獲得300美元的聯(lián)邦補(bǔ)助金。他們要做的就是,每周繼續(xù)向州證明領(lǐng)取福利的資格。
誰(shuí)有資格獲得300美元的疫情失業(yè)救濟(jì)金?
3月份通過的《新冠疫情救濟(jì)法案》擴(kuò)大了有資格領(lǐng)取失業(yè)救濟(jì)金的人員范圍,包括失業(yè)的兼職人員,自雇工人,自由職業(yè)者和獨(dú)立承包商。這些被疫情性失業(yè)援助計(jì)劃覆蓋的失業(yè)者,以及原本就在各州登記在簿的任何失業(yè)者,都將自動(dòng)獲得這新增的每周300美元聯(lián)邦福利。
所有符合資格的人每周將獲得額外的300美元,不管他們以前的工資如何。這也是美國(guó)失業(yè)保險(xiǎn)金制度的基礎(chǔ)。例如,紐約州的一名工人失業(yè)后,原本每周最多能領(lǐng)取504美元的州福利,新的法案出臺(tái)后,加上額外的300美元,每周便將總共獲得804美元。
承諾的300美元什么時(shí)候開始支付?
300美元的額外失業(yè)救濟(jì)金將在12月27日的后一周至3月13日的前一周期間發(fā)放。目前尚不清楚這項(xiàng)額外的福利具體何時(shí)開始發(fā)放:領(lǐng)取第一筆額外福利的時(shí)間因州而異。如果各州的動(dòng)作慢了,支付也會(huì)落后。
失業(yè)救濟(jì)金可能超過收入嗎?
有資格獲得失業(yè)保險(xiǎn)的人,無(wú)論失業(yè)前收入多少,每周都可以獲得300美元的失業(yè)救濟(jì)。新增的福利相當(dāng)于以時(shí)薪7.5美元的標(biāo)準(zhǔn)、每周工作40小時(shí),略高于2020年聯(lián)邦最低工資標(biāo)準(zhǔn)。加上各州福利,一些低收入美國(guó)人可能會(huì)迎來(lái)“加薪”。
如果通過自己的州申請(qǐng),能自動(dòng)獲得聯(lián)邦財(cái)政刺激計(jì)劃中的300美元福利嗎?
是。一旦您所在的州批準(zhǔn)了你領(lǐng)取失業(yè)保險(xiǎn)的資格,您將自動(dòng)獲得每周額外的聯(lián)邦資金。您要做的就是繼續(xù)每周向州證明自己符合領(lǐng)取福利的資格。
像疫情性失業(yè)法案(PUA)和疫情性緊急失業(yè)補(bǔ)償(PEUC)這樣的福利呢?
該刺激法案延長(zhǎng)了大流行性失業(yè)援助(PUA)和疫情性緊急失業(yè)補(bǔ)償(PEUC)的受益日期、還擴(kuò)大了其覆蓋范圍——有資格獲得失業(yè)津貼的人員更加寬泛,包括打零工的工人和自雇工人。同時(shí),在那些符合失業(yè)補(bǔ)助資格的人領(lǐng)完26周的標(biāo)準(zhǔn)失業(yè)保險(xiǎn)后,該津貼還將向他們?cè)偬峁?3周的額外福利。
該法案的通過,也意味著疫情性失業(yè)法案(PUA)和疫情性緊急失業(yè)補(bǔ)償(PEUC)將持續(xù)到2021年3月13日,而后者的補(bǔ)助時(shí)長(zhǎng)還將從13周增加到最多24周。(財(cái)富中文網(wǎng))
編譯:陳聰聰
周日,美國(guó)總統(tǒng)特朗普停止了他的否決權(quán)威脅,并終于同意簽署了9000億美元的刺激法案。此舉應(yīng)立即使數(shù)百萬(wàn)失業(yè)的美國(guó)人受益,即使其中一項(xiàng)給美國(guó)人發(fā)放600美元救濟(jì)金的措施遭到了廣泛的批評(píng)——人們認(rèn)為,這并不能充分緩解新冠疫情造成的經(jīng)濟(jì)損失。
首先,對(duì)那些仍在失業(yè)救濟(jì)名錄上的1900多萬(wàn)美國(guó)人來(lái)說,該法案將繼續(xù)每周為他們提供聯(lián)邦失業(yè)救濟(jì)金,并且數(shù)額有所增加。除了各州的福利外,人們每周還將額外得到300美元的福利,并最多可以持續(xù)11周。但這和《新冠疫情救濟(jì)法案》(CARES)中一直發(fā)放到7月下旬、每周600美元的補(bǔ)助金相比,有所下降。
這項(xiàng)財(cái)政刺激法案還將進(jìn)一步擴(kuò)大由疫情引起的失業(yè)救濟(jì)金的發(fā)放范圍,目前,大約有1400萬(wàn)失業(yè)的美國(guó)人能領(lǐng)取到救濟(jì)。而如果刺激法案沒有通過,原先被疫情性失業(yè)援助(PUA)等計(jì)劃覆蓋的失業(yè)者將完全失去保障。
為幫助失業(yè)的美國(guó)人更好地了解最新的刺激計(jì)劃將如何影響他們的福利,請(qǐng)繼續(xù)閱讀。
每周300美元的失業(yè)救濟(jì)金如何運(yùn)作?
3月份通過的刺激法案在原有基礎(chǔ)上,為每個(gè)符合各州救濟(jì)資格的人提供了每周600美元的額外失業(yè)保險(xiǎn)金。但是這些增加的款項(xiàng)在7月下旬就發(fā)放完了。在600美元的福利發(fā)完之后,特朗普總統(tǒng)于8月簽署了一項(xiàng)備忘錄,承諾向原先每周至少能領(lǐng)取100美元失業(yè)救濟(jì)的人額外再發(fā)放300美元的失業(yè)救濟(jì)金。但是,在大多數(shù)州,這筆錢幾個(gè)月前就發(fā)光了。
特朗普簽署的增加300美元的失業(yè)救濟(jì)金類似于《新冠疫情救濟(jì)法案》中的600美元福利,意味著每個(gè)有資格獲得各州失業(yè)補(bǔ)助或疫情性失業(yè)援助的人(無(wú)論各州補(bǔ)助水平如何)都能領(lǐng)取這筆救濟(jì)。
一旦申請(qǐng)者所在的州批準(zhǔn)其領(lǐng)取失業(yè)保險(xiǎn)的資格,他們每周將自動(dòng)再額外獲得300美元的聯(lián)邦補(bǔ)助金。他們要做的就是,每周繼續(xù)向州證明領(lǐng)取福利的資格。
誰(shuí)有資格獲得300美元的疫情失業(yè)救濟(jì)金?
3月份通過的《新冠疫情救濟(jì)法案》擴(kuò)大了有資格領(lǐng)取失業(yè)救濟(jì)金的人員范圍,包括失業(yè)的兼職人員,自雇工人,自由職業(yè)者和獨(dú)立承包商。這些被疫情性失業(yè)援助計(jì)劃覆蓋的失業(yè)者,以及原本就在各州登記在簿的任何失業(yè)者,都將自動(dòng)獲得這新增的每周300美元聯(lián)邦福利。
所有符合資格的人每周將獲得額外的300美元,不管他們以前的工資如何。這也是美國(guó)失業(yè)保險(xiǎn)金制度的基礎(chǔ)。例如,紐約州的一名工人失業(yè)后,原本每周最多能領(lǐng)取504美元的州福利,新的法案出臺(tái)后,加上額外的300美元,每周便將總共獲得804美元。
承諾的300美元什么時(shí)候開始支付?
300美元的額外失業(yè)救濟(jì)金將在12月27日的后一周至3月13日的前一周期間發(fā)放。目前尚不清楚這項(xiàng)額外的福利具體何時(shí)開始發(fā)放:領(lǐng)取第一筆額外福利的時(shí)間因州而異。如果各州的動(dòng)作慢了,支付也會(huì)落后。
失業(yè)救濟(jì)金可能超過收入嗎?
有資格獲得失業(yè)保險(xiǎn)的人,無(wú)論失業(yè)前收入多少,每周都可以獲得300美元的失業(yè)救濟(jì)。新增的福利相當(dāng)于以時(shí)薪7.5美元的標(biāo)準(zhǔn)、每周工作40小時(shí),略高于2020年聯(lián)邦最低工資標(biāo)準(zhǔn)。加上各州福利,一些低收入美國(guó)人可能會(huì)迎來(lái)“加薪”。
如果通過自己的州申請(qǐng),能自動(dòng)獲得聯(lián)邦財(cái)政刺激計(jì)劃中的300美元福利嗎?
是。一旦您所在的州批準(zhǔn)了你領(lǐng)取失業(yè)保險(xiǎn)的資格,您將自動(dòng)獲得每周額外的聯(lián)邦資金。您要做的就是繼續(xù)每周向州證明自己符合領(lǐng)取福利的資格。
像疫情性失業(yè)法案(PUA)和疫情性緊急失業(yè)補(bǔ)償(PEUC)這樣的福利呢?
該刺激法案延長(zhǎng)了大流行性失業(yè)援助(PUA)和疫情性緊急失業(yè)補(bǔ)償(PEUC)的受益日期、還擴(kuò)大了其覆蓋范圍——有資格獲得失業(yè)津貼的人員更加寬泛,包括打零工的工人和自雇工人。同時(shí),在那些符合失業(yè)補(bǔ)助資格的人領(lǐng)完26周的標(biāo)準(zhǔn)失業(yè)保險(xiǎn)后,該津貼還將向他們?cè)偬峁?3周的額外福利。
該法案的通過,也意味著疫情性失業(yè)法案(PUA)和疫情性緊急失業(yè)補(bǔ)償(PEUC)將持續(xù)到2021年3月13日,而后者的補(bǔ)助時(shí)長(zhǎng)還將從13周增加到最多24周。(財(cái)富中文網(wǎng))
編譯:陳聰聰
President Donald Trump on Sunday backed off his veto threat and signed the $900 billion stimulus bill—a move that should immediately benefit millions of unemployed Americans, even if its $600 checks have been roundly criticized as insufficient relief for the economic damage wrought by the coronavirus pandemic.
For starters, the package will bring back weekly enhanced federal unemployment benefits for the more than 19 million Americans still on unemployment benefit rolls. These enhanced benefits will pay out $300 per week, on top of state benefits, for up to 11 weeks. That’s down from the $600 weekly payment that the CARES Act sent jobless Americans through late July.
The stimulus package will also extend pandemic unemployment benefits, which currently provide benefits to around 14 million jobless Americans. Those out-of-work Americans, covered by programs like Pandemic Unemployment Assistance (PUA), would have lost their benefits entirely had the stimulus bill not passed.
To help jobless Americans better understand how the latest stimulus package will impact their benefits, read on.
How does the weekly $300 unemployment benefit work?
The stimulus bill passed in March provided an additional $600 weekly in unemployment insurance benefits to everyone who qualified for a state program. But those enhanced payments ran out in late July. After the $600 benefit was exhausted, President Trump signed a memorandum in August to send a $300 enhanced unemployment benefit to those receiving at least $100 per week in state unemployment benefits. However, in most states, that money ran out months ago.
The $300 enhanced unemployment benefit signed into law by Trump is similar to the $600 CARES Act benefit, meaning it would go to everyone who qualifies for a state unemployment program or Pandemic Unemployment Assistance—regardless of state benefit levels.
Once applicants are approved for unemployment insurance by their state, they will automatically get the additional $300 weekly federal money. All they have to do is continue to certify their benefits weekly with their state.
Who is eligible for the $300 pandemic unemployment benefit?
The CARES Act, which was passed in March, expanded eligibility for unemployment benefits to include jobless part-timers, self-employed workers, freelancers, and independent contractors. These unemployed Americans covered through Pandemic Unemployment Assistance, along with anyone on traditional state unemployment rolls, will automatically get the new $300 weekly federal benefit.
And those who qualify will get the additional $300 weekly, regardless of their previous wages. This is on top of their state unemployment insurance benefit. For example, a worker in New York who gets the maximum state benefit of $504 per week would receive a total of $804 per week.
When will the $300 checks start going out?
The $300 enhanced unemployment checks will be issued for the week ended Dec. 27 through the week ending March 13. It remains unclear when the enhanced benefit will start depositing: The timeline for receiving that first enhanced payment will vary by state. If states delay, the benefit will be back paid.
Can my unemployment benefits be greater than my income?
The additional weekly $300 in unemployment benefits is available to those who qualify for unemployment insurance, regardless of their income level before losing their job. The $300 extra weekly benefit works out to $7.50 per hour for a 40-hour workweek—slightly above the federal minimum wage for 2020. When combined with state benefits, some low-earning Americans could see a pay jump.
If I apply via my state, will I automatically get the $300 federal benefits as part of the stimulus?
Yes. Once you have been approved by your state for unemployment insurance, you will automatically get the additional weekly federal money. All you have to do is to continue to certify your benefits weekly with your state.
What about benefits like PUA and PEUC?
The stimulus bill extends benefit dates for Pandemic Unemployment Assistance (PUA)—which expands who is eligible for unemployment benefits including gig workers and self-employed Americans—and Pandemic Emergency Unemployment Compensation (PEUC), which grants 13 weeks of additional benefits to qualified individuals after they exhaust 26 weeks of standard unemployment insurance.
The passage of the bill means PUA and PEUC will run through March 13, 2021, and PEUC will climb from 13 weeks to a maximum of 24 weeks.