這顯然不是什么好現(xiàn)象。

與同齡時(shí)期的父母相比，千禧一代的生活是不是更加美好呢？一項(xiàng)新的分析顯示，事實(shí)并非如此。

倡導(dǎo)組織Young Invincibles根據(jù)美聯(lián)儲(chǔ)提供的數(shù)據(jù)對(duì)同齡時(shí)期千禧一代和生育高峰期一代的收入、資產(chǎn)、凈財(cái)富和房產(chǎn)所有狀況進(jìn)行了調(diào)查，并于上周五發(fā)布了一份調(diào)查報(bào)告。

報(bào)告顯示，15-34歲（2013年）的千禧一代的身價(jià)約為生育高峰期一代的一半，且其收入比1989年工作的成年人低20%。盡管千禧一代2013年的平均收入達(dá)到了40,581美元，但生育高峰一代在1989年的平均收入達(dá)到了50,910美元。

與此同時(shí)，2013年擁有學(xué)歷、背負(fù)債務(wù)的年輕人在收入方面幾乎與1989年沒(méi)有任何學(xué)歷的年輕人持平，均為50,000美元。

收入的偏低也直接導(dǎo)致了凈財(cái)富的減少。千禧一代的身價(jià)約為10,900美元，而生育高峰一代同齡時(shí)期的身價(jià)為25,035美元。

Young Invincibles政策和研究副總監(jiān)湯姆·艾里森表示，“這些發(fā)現(xiàn)揭示了千禧一代遭遇的巨大退步，這不僅僅源于大蕭條，同時(shí)還歸咎于數(shù)十年的金融發(fā)展趨勢(shì)，而這導(dǎo)致了同齡時(shí)期千禧一代的財(cái)富保全水平較生育高峰一代出現(xiàn)了大幅的代際下滑?！?

艾里森還指出，該分析的結(jié)果對(duì)國(guó)家的經(jīng)濟(jì)健康度也提出了質(zhì)疑。

他說(shuō)：“千禧一代是勞動(dòng)力的絕對(duì)主力，也是歷史上數(shù)量最為龐大的一代。因此，當(dāng)前年輕人所面臨的境遇在很多方面都預(yù)示了國(guó)家在未來(lái)將要面臨的金融挑戰(zhàn)?！保ㄘ?cái)富中文網(wǎng)）

譯者：馮豐

It's certainly something to be down about.

Are millennials better off than their parents were at the same age? A new analysis suggests they aren't.

Advocacy group the Young Invincibles looked at the income, assets, net wealth, home ownership, and retirement savings of millennials and boomers when they were around the same age in a Friday reported based on data from the Federal Reserve.

The report found that millennials—15 to 34-year-olds in 2013—were worth roughly half as much as the boomer generation and are earning about 20% less in comparison to young adults in 1989. While millennials earned $40,581 on average in 2013, members of the boomer generation earned $50,910 annually in 1989.

Meanwhile, young adults with debt and a degree in 2013 earned roughly the same as those who had no degree at all in 1989: $50,000.

The lower number on the paycheck has also materialized in the form of a lower net worth. While Millennials are worth about $10,900, the Boomers were worth $25,035 at the same age.

“These findings uncover that millennials have been set back significantly, by not just the Great Recession but by decades-long financial trends, resulting in major generational declines in financial security between millennials and baby boomers when they were the same age,” said Tom Allison, deputy director of policy and research for Young Invincibles.

The results of the analysis also don't bode well for the economic health of the nation, Allison continued.

“Millennials make up the greatest share of the workforce and the largest generation in history, so in many ways the situation facing young adults today forecasts the financial challenges ahead for the nation,” he said.